Merchant Cash Advance

Business Funding

​Bookkeeper Lady is a nationally recognized leader in the financing industry for providing the best business lending solutions available. We leverage our network of competing commercial lenders to provide your business the largest selection of commercial financing options.

How It Works

Bookkeeper Lady is dedicated to helping small businesses with funding amounts from $2,000-$25,000. We believe giving an opportunity is all it takes for you to turn your business into a success. ​A Merchant Cash Advance (MCA) is an agreement to exchange your future business revenue for an upfront amount of cash advanced to you immediately. MCAs are successfully used by nearly every type of small business, including: restaurants, trucking, doctors, construction, consultants, health care, child care, and many others!

​Client Eligibility & Guidelines

-Terms: Up to 110 days
-Funding Amount: $2,000—$25,000

​Merchant Eligibility
-Fico Score: 500+ Decline for Excessive Derogatory accounts with 0 Active Trade lines
-Average Monthly Bank Revenue: $5000 avg
-Average Monthly Deposits: 4+
-Negative Days: 5+ in recent month is too much, 10+ total in 3 months
-Bankruptcies: No open or excessive bankruptcies
-Background: Subject to Review
-Time in Business: 6+ Months

Required For Underwriting
-Last 3 months business only bank statements
-Signed & dated application within 30 days
-MTD as applicable

Stipulations Needed for Funding
-Voided Check
-Valid Drivers License
-Completed Decision Logic link or Live bank verification
-SMS to merchant for "Yes" response to Fund! (No Funding Calls Needed)